Some of the factors that affect the cost of insurance can be changed and some are fixed. Raising your deductibles can net you a lower premium. Read on for some ways to cut back on your truck insurance cost. As you choose truck insurance, be sure to properly protect yourself when it comes to liability for property damage and bodily injury. The right amount of coverage in this area can make a big difference in the event of an accident. Not having enough coverage can leave you with a lawsuit that can be hard to recover from. Make the most of any discounts your insurance company offers. If you get a new security device, be sure to tell your insurance agent. You may very well be eligible for a discount. If you take a defensive driving course, be sure to let your agent know. It could save you money. If you are taking classes, find out if your truck insurance company provides a student discount. A lot of people have speeding and parking tickets that they’re not even aware of until they attempt to get a new truck insurance policy. To avoid this money trap, be sure to check with your local state office to receive a copy of your full driving record. This will let you know if there are any unpaid tickets you need to handle. People with clean driving records, will pay the least in truck insurance premiums. Keep your record clear of tickets, moving violations, and accident reports if you want to lower your premium or keep it inexpensive. A single accident or ticket will likely increase the amount you have to pay. If you have developed a history of trouble-free driving over the course of several years, inquire with your truck insurance company about a no-claim discount. Many companies offer these discounts for reliable customers they have not had to pay-out for. Some companies apply no-claim discounts automatically; with others the driver must inquire. It never hurts to ask! Join an appropriate truck owners’ club if you are looking for cheaper insurance on a high-value truck. Drivers with exotic, rare or antique trucks know how painfully expensive they can be to insure. If you join a club for enthusiasts in the same situation, you may gain access to group insurance offers that give you significant discounts. Take a course on safe driving. First, you will want to check and see if your truck insurance provider offers any discounts for safe driving courses. Many do. Having taken one might qualify you for a discount. The courses themselves are not very expensive and usually do not take more than a week or two to complete. If you’re searching for lower rates, you might want to consider driving less. Simply put, if you drive less, your chances of an accident decrease. Most companies have low-mileage discounts for people that have a short commute or drive only a few miles a year. Ask your insurance company and see if you can receive that discount. If you are getting truck insurance, it is important not to forget towing coverage. This is important because if you get into an accident or you are stuck somewhere, you do not want to be stuck paying towing costs. The rates for towing are usually not high for most insurance companies. When you are setting up your truck insurance, make sure you remember what financing requirements you may have. There are certain minimums you must keep. If you change them, your account could have problems. It usually has to do with your deductible. So make sure you have it set for the correct amount that your bank requires. Get between 3-5 truck insurance quotes before deciding on a company. This will allow you to see what the acceptable range is for the type of policy that you want. You can easily identify if one company is charging too much for their services and also if another is offering you a good deal. In the truck insurance market, consider these three factors, they will have the most to do with the rate you get. You, your vehicle, and your garage location are the main considerations in where your truck insurance rate is set. Though some of the factors are static, most are dynamic, and can improve with time. Before you lock yourself into any insurance policy, make sure that you have the financial means to cover it. If you happen to let your insurance lapse, you might end up paying a whole lot more to receive coverage again. Having the financial means to cover your policy for the duration is important. Look for multi-truck discounts where ever you can get them. If your teen just started driving, you will save money by putting their truck on your policy. Newly married? Get quotes from each insurer for a new combined policy and go with the best company that gives you the best features for your money. You should take your driving record into account when trying to figure out how much coverage you need to get. If you are known to be that unlucky one to get into fender benders or if you drive a lot for work, it might be a good idea to get as much coverage that you can afford. Truck Insurance A great way to save some money on your truck or truck insurance is to drive your vehicle less frequently. Many of today’s best truck insurance companies offer discounts to customers for low-mileage, incentivizing people to keep their trucks parked. If you can walk instead of drive, you can get some good exercise and save money on your insurance. As you have read, there are numerous ways to change the price you pay on your truck insurance. Things that are in your hands are where you reside, the amount you drive and your record. By educating yourself on these factors, you can bring your insurance down to a price that you can happily live with. 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DENTON, Texas — Peterbilt Motors raised more than $20,000 in donations at its fourth annual Pride and Class Parade at its home base in Denton last week, the company said. The parade was part of the annual United Way Denton County campaign. The event attracts owners of custom-built Peterbilt trucks from around the U.S. and Canada who showcase their rigs. “The first Pride and Class Parade in 2016 was such a success with the community and Peterbilt employees that it became an annual event,” said Jason Skoog, Paccar vice-president and Peterbilt general manager. “This year, we saw a nearly ten-fold increase in donations raised to support United Way Denton County compared to the 2016 event. We are honored by this opportunity to give back to Denton and the local community.” Since 2002, Peterbilt and the United Way of Denton County have partnered to raise more than $6.5 million in support of the Denton County community. The post Peterbilt parade raises more money for United Way appeared first on TruckInsuranceAAA.com. via TruckInsuranceAAA.com https://www.truckinsuranceaaa.com/peterbilt-parade-raises-more-money-for-united-way/ Taking a step into the world of truck insurance plans for the very first time might feel somewhat daunting. By keeping the helpful tips that are listed below in mind, you will soon find out how to find the most affordable truck insurance plans with good coverage for your vehicle. You can reduce the cost of truck insurance by making sure you don’t buy coverage that you really don’t need. For instance, if you have an older truck with a relatively low replacement value then you may not need comprehensive or collision coverage. Eliminating excess coverage from your policy could lower your premiums considerably. You should always make sure to tweak your truck insurance policy in order to save money. When you receive a quote, you are receiving the insurer’s suggested package. If you go through this package with a fine-tooth comb, removing what you don’t need, you can walk away saving hundreds of dollars annually. People with clean driving records, will pay the least in truck insurance premiums. Keep your record clear of tickets, moving violations, and accident reports if you want to lower your premium or keep it inexpensive. A single accident or ticket will likely increase the amount you have to pay. You may be able to avoid having to pay for costly rental truck insurance if you complete the rental transaction using a credit card that provides coverage. Be sure to read the fine print in your credit card agreement as the offerings can vary between cards. In most cases you’ll have to do the entire rental transaction on the same card to keep from voiding the coverage. Once you have a teenage driver in your house, your insurance premiums will go up. To save money, buy a less expensive and safer truck for your teen to drive. Don’t give in if they beg you for a fancier, sportier truck. The safer the truck, the cheaper the insurance. Your teenage driver may be eligible for a number of discounts that could make truck insurance more affordable, so be sure to ask. Some companies will give a discount to good students with a GPA above 3.0. Your teen’s premiums may also gradually decrease as they accumulate a safe driving record. Defensive driving courses and a truck with plenty of safety features can also get you a cheaper policy. Before purchasing truck insurance, get quotes from several companies. There are several factors at work that can cause major variations in insurance rates. You want to shop around to find the best price, and you should check rates with different providers at least once a year. Make sure this year’s quote is for the same coverage as last year. If you have an older truck that does not have a high value, remove the collision coverage from your insurance to save money. It is possible that your truck is worth less than your deductible, so consider carefully whether or not collision coverage is actually going to pay anything in the event of an accident. Nearly all states require you to purchase liability insurance for your vehicle, although the minimum amount of coverage required often isn’t sufficient. For example, if you’re unfortunate enough to hit a Ferrari or a Lamborghini, chances are slim that your minimum property damage liability coverage is going to be enough to pay for the cost of repairs. Increasing your coverage is fairly inexpensive and is a smart way to protect your assets in the event of a serious accident. Stay out of the gap. If you have more financed on your truck than it is worth, if your down payment is less than twenty percent, or if you lease, you should add Gap Coverage onto your truck insurance policy. The Gap Coverage will cover the additional amount, over the worth, if you total your truck or it gets stolen, and the entire amount of the loan will be paid off. Drive safely and carefully. Good drivers will get discounts on their truck insurance. By avoiding drunk driving and respecting simple rules, you can avoid getting into an accident that you are responsible for. Your insurance should not increase as much if you get into an accident that you are not responsible for. Buy your insurance through the internet. Sometimes companies offer lower rates if you sign up for their service online, and some companies have deals available online only. This is because the service is automated and you don’t have to deal with an agent. You may see rates reduced up to 10% or more. Though it may seem obvious, it bears explicit statement: You should make sure all the trucks in your household are on the same insurance policy. If you have recently combined households with someone, compare your insurance and see which policy will offer better consolidated coverage. In virtually every case, a blanket policy is significantly cheaper than individual policies. Avoid truck insurance extremes. You can definitely be hurt by a lack of adequate insurance. Even more costly is being over-insured. Many people pay for coverage they can not ever possibly need. The result can be a huge drain on your budget. Evaluate your truck insurance coverage and rates annually. Whenever possible, avoid filing and submitting minor claims to your vehicle insurance provider. Unfortunately, increased reliance upon insurance services directly translates to significant increases in monthly rates. Consider filing claims only if you are unable to cover the cost of repairs, and if failure to have repairs creates an unsafe driving condition. Truck Insurance A great way to save some money on your truck or truck insurance is to drive your vehicle less frequently. Many of today’s best truck insurance companies offer discounts to customers for low-mileage, incentivizing people to keep their trucks parked. If you can walk instead of drive, you can get some good exercise and save money on your insurance. So, after reading and applying the helpful tips listed above, you should feel a bit more at ease in the world of truck insurance plans. You have the tools, and you need to use them. You should feel confident and ready to begin looking for truck insurance plans to better protect your vehicle. The post Tips To Understand Third Party Only Insurance Policies appeared first on TruckInsuranceAAA.com. via TruckInsuranceAAA.com https://www.truckinsuranceaaa.com/tips-to-understand-third-party-only-insurance-policies/ Risk Strategies has acquired Winter Group – a specialty insurance program manager focused on serving the trucking industry. Terms of the transaction were not disclosed. Winter Group, founded 1995, is an insurance wholesaler based in San Diego, CA. The firm offers national insurance solutions for essentially all aspects of the trucking and transportation industry – in particular, Winter Group strongly specializes in cross-border transportation risks. At present, it serves over 17,000 customers, helping brokers deal with NAFTA transportation risk management and compliance. In addition to its San Diego office, Winter Group also has a presence in Texas, Florida, Washington, South Carolina, Atlanta, North Carolina, and Ohio. The firm also serves as a program administrator for a number of national trucking associations. “Strong, continued economic growth is driving rapid expansion in the US transportation sector at a time when technological and road safety advances are creating new opportunities for differentiation and specialization,” said Risk Strategies senior managing director of wholesale Matthew Power. “More than ever, brokers serving this industry need more than access, they need a specialist like Winter Group on their side.” “Risk Strategies is a highly collaborative and innovative firm,” added Winter Group managing director Phillip Winter. “Its focus on distinctly differentiated niche areas of our industry, and an acquisition strategy centered on specialty wholesale organizations, is a perfect foundation on which our team, customers and stakeholders can grow and thrive.” The post Risk Strategies acquires trucking insurance program manager Winter Group in CA appeared first on TruckInsuranceAAA.com. via TruckInsuranceAAA.com https://www.truckinsuranceaaa.com/risk-strategies-acquires-trucking-insurance-program-manager-winter-group-in-ca/ DALLAS, Texas – In an episode of Ice Road Truckers, Lisa Kelly jumps off her moving 22-wheeler to save herself as the ice begins to splinter on a remote Alaskan highway. That is the only way truckers can make a quick escape in such harsh conditions on roads where the maximum posted speed is 10 km/h with no stopping allowed. Although that is reality TV, real trucking life in the wilderness of Alaska is not much different. In fact, according to Kelly, 38, what she does on the show “is real life.” That is exactly why she likes her job, a job she has been enjoying for the past 15 years. “I love trucks,” she summed up her passion for trucking in three words in an interview at last month’s Great American Truck Show (GATS) in Dallas, Texas. Lisa Kelly on the Delo flyer. Kelly was there as the brand ambassador of Delo, a line of heavy-duty engine oils developed by the lubricants giant Chevron Products Co. A longtime user of the product, she signed Delo flyers for fans at the show. “When I open my toolbox door, it’s always Delo,” Kelly says in a Chevron commercial. She has been working for Chevron for about three years, and she says she goes wherever the company needs her to go. “Mostly GATS and MATS (the Mid-America Trucking Show in Louisville, Ky).” Kelly was born in Grand Rapids, Mich., but raised on a small farm in Sterling, Alaska, about 220 kilometers southwest of Anchorage. She was a bit of tomboy with a can-do attitude, and “really liked getting out of the building and driving around town.” Kelly drove a delivery van and a school bus before realizing her dream of “driving a big truck someday,” according to a bio posted on her website. The trucker’s job also catapulted her to stardom and fame. On History Channel’s Ice Road Truckers, simply called IRT, she and five male drivers ferry freight on big rigs through Alaska’s frozen lakes and rivers. The show premiered in 2007, and the 11th season aired in late 2017. She also starred in the IRT spinoff IRT Deadliest Roads. A few episodes of that show were filmed in some of the deadliest roads in India, Bolivia and Peru. In one, shot in the Indian Himalayas, Kelly hauls supplies through “pretty wild” roads. “(It was) unlike anything I have ever experienced,” she said. Image courtesy: Lisa Kelly Kelly is the biggest and most popular star of the IRT. She was once called “the sexiest trucker alive” by the men’s magazine Esquire. She has more 66,000 followers on Twitter, but fame doesn’t affect her work as a trucker. Kelly works and lives in the truck for a couple of months before taking a break and going home to Wasilla, Alaska. One time, she said, she was able to go home only after three or four months. “I have a very understanding husband,” she said, giggling. “He gives me the freedom to go away for so many months, and it is amazing.” An avid dirt biker, Kelly met her future husband Traves Kelly while buying a Kawasaki 125 motorcycle in 2004. They married four years later. “He was motorcycle mechanic. He is a plumber now. It’s a weird life,” Kelly said. She said her best experience as a truck driver was the “cool places” she was able to go. Kelly is aware of the fact that not many women are working in the trucking industry, but she thinks it is changing. “Feels like it’s been going up, a lot.” She said many people watching the TV show or meeting her at trade shows often comment that she doesn’t look like a truck driver. “Stereotypical ones. You don’t have to fit a stereotype. You can just do whatever you like.” The post Lisa Kelly: From tomboy to celebrity trucker appeared first on TruckInsuranceAAA.com. via TruckInsuranceAAA.com https://www.truckinsuranceaaa.com/lisa-kelly-from-tomboy-to-celebrity-trucker/ Hub International has acquired US Insurance Source (USIS), as well as several of its affiliates. Terms of the transaction were not disclosed. USIS, in Spring, TX is an independent insurance agency specializing in commercial insurance, which includes trucking insurance. The agency offers comprehensive coverages to help protect owner-operators, fleet managers and related freight and trucking companies. The owner of USIS, Mark Walton, will join Hub Transportation and report to Hub Transportation executive vice-president Jerry Gillikin. Last month, Hub acquired retirement consulting firm Sheridan Road Financial in Chicago and New York-based insurance provider The Rubin Group. The post Hub International picks up TX-based commercial truck insurance agency appeared first on TruckInsuranceAAA.com. via TruckInsuranceAAA.com https://www.truckinsuranceaaa.com/hub-international-picks-up-tx-based-commercial-truck-insurance-agency/ COLUMBUS, Ind. – Natural gas retail truck sales surged in February, up 44% from January, but were still down 12% year-to-date through the first two months of 2019. ACT Research reported year-to-date sales are down 24%. “Bucking the early decline pattern of the past few years, cumulative sales for the first two months of 2019 appear to be gaining ground,” said Ken Vieth, senior partner and general manager at ACT Research. “Despite a soft January, sales of natural gas-powered vehicles picked up in February, both month-over-month, up 44%, and year-over-year, up 13%.” Vieth added, “Based on news released in the popular press, natural gas vehicle purchases continued to be dominated by refuse fleets, as well as transit and school bus operators. Among truckers, it appears as though the majority of incremental volume came from current natural gas vehicle users replacing units or increasing their number. That said, transportation power is no longer a one-size-fits-all proposition. All viable commercial vehicle power alternatives, from diesel and natural gas to electric of all kinds, must now be considered to accurately measure potential cost savings, while meeting future emissions, and ACT sees the development of electric vehicles growing, even while natural gas adoptions continue and diesel-powered engines increase in efficiency.” The post Natural gas truck sales spiked in February: ACT appeared first on TruckInsuranceAAA.com. via TruckInsuranceAAA.com https://www.truckinsuranceaaa.com/natural-gas-truck-sales-spiked-in-february-act/ SAN DIEGO, Calif. – Three Canadian Peterbilt dealers were recently recognized as Best-in-Class award winners. Camions Excellence Peterbilt, Peterbilt Manitoba, and Stahl Peterbilt were the Canadian recipients of awards during the truck maker’s 2019 dealer meeting. They were recognized due to their: standard of excellence scores; financial performance; parts and service performance, and utilization of Paccar training and programs. “These award-winning dealers, and the dealer network as a whole, have invested heavily in adding and expanding facilities, hiring the best technicians, increasing hours of service and offering mobile service solutions that drive uptime and profitability for our customers,” said Peterbilt’s director of dealer development, Peyton Harrell. “The Peterbilt dealer network is the fastest growing network in the United States and Canada, and has never been stronger.” The company also named The Peterbilt Store as its 2019 Dealer of the Year. The post Peterbilt recognizes top dealers appeared first on TruckInsuranceAAA.com. via TruckInsuranceAAA.com https://www.truckinsuranceaaa.com/peterbilt-recognizes-top-dealers/ When you start purchasing truck insurance, you most likely have a lot of questions. You probably feel lost when looking at the documentation or when talking to an insurance agent. Take a look at these tips below to eliminate your confusion and to learn what you need to purchase a good truck policy. One way to save money on your truck insurance is to buy your policy over the internet. Purchasing your policy online incurs fewer costs for the insurance company and many companies will then pass on those savings to the consumer. Buying truck insurance online can save you about five to ten percent annually. When considering extras for your truck insurance, you can most likely do without the truck rental insurance. You will pay nearly $50 a year for rental insurance, when that is the same cost for renting a truck for one to two days. Also, your rental truck is most likely already covered under your policy, anyhow. Being a truck dealership can have it’s insurance perks. You must maintain insurance policies on the vehicles you carry, but you can get a deal for this through dealers insurance. These policies will allow you to drive any of the company owned trucks, essentially eliminating the need for personal truck insurance. Stay far away from vehicles with the word “sport” included on them. Anything that goes fast is viewed negatively by insurance companies, as these can influence drivers to take more risks, which in turn costs them more money. Steer clear of sporty vehicles unless you want your premiums to get higher. You are just insuring the truck’s driver when getting a truck policy. Many times people will let a friend borrow their truck, and if they get in an accident, the insurance refuses to pay. Truck insurance policies can be purchased at a higher premium, that include allowing other licensed drivers to operate your vehicle. If your truck is insured with multiple drivers and one of them stops using the truck, notify your insurance company immediately. It is the honest thing to do. More importantly, it can reduce your premiums significantly in many cases. Young drivers, old drivers, and drivers with bad records all boost your premium. Get them removed from your policy as soon as you can. Do not jump on the cheapest truck insurance quote that you get. It could be the bargain of the year, or it may not be adequate insurance for you at all. Try to learn more about the policy that you’re trying to get and how it can help you cover damages, if ever you get into an accident. To get the best price on your truck insurance policy, make sure that the one you currently have includes correct information about your vehicle. Double check the listed age and make of your truck and look to see that the mileage they have is right. Make sure that any special circumstances, such as a short drive to work, are mentioned. Be aware of everything you are insuring. A lot of people have truck insurance but surprisingly few actually look at the individual things they are insuring. It is important to know your insurance types. You don’t want to get in a wreck and find something expensive wasn’t covered by your insurance. Consider switching the deductible from $1000 to $100. There a many pros and cons for lowering a deductible, even so the pros usually outweigh the cons. You might find yourself paying for a minor collision or two, but you should ultimately be saving a lot more money if you are a safe driver. Cheap Insurance Perhaps you cannot afford to pay much for your truck insurance, but remember that it is a legal requirement to have insurance in order to drive a truck. If you get pulled over and cannot prove that you have truck insurance, you will get a fine. Get an extremely cheap insurance if you need to. If you are hunting for cheaper premiums then relocating to a different area might be helpful. Insurance regulations and premiums vary from place to place. Insurance can be significantly less expensive in some cities and states than others. Insurance Discount Did you know that a simple feature on your truck like anti-lock brakes entitles you to an insurance discount? It’s true; the safer your vehicle is, the less you will ultimately have to pay for truck insurance. So when you’re shopping around for a truck, spending a little extra for safety features is rewarded in the long run via lower premiums. Installing anti-theft systems in your truck can save you significant money on your truck insurance. Regardless of their actual effectiveness, alarms and tracking devices deter thieves and insurance companies acknowledge that fact by reducing premiums. Remember that anti-theft equipment is a one-time expense, but the value of an insurance discount will continue to grow over time. Take advantage of every possible truck insurance discount. Some insurers list all of their discount possibilities on their websites, while other insurers are not so forthcoming. You may need to telephone your agent and ask them to list all the discount options for you. Research what other companies offer so you are prepared to ask questions. Can you get a discount for going to defensive driving school? How about accident forgiveness? Do you get a good driver discount? Ask about any discounts on deductibles for good driving history, and loyalty discounts for staying with the same insurer. See if you qualify for a Safe Vehicle Truck Insurance Discount. If your truck has a variety of safety features, such as airbags and anti-lock brakes, you may qualify for a reduced rate on your insurance. Discuss everything that your truck has with your agent so that you get the best possible rate. In conclusion, buying truck insurance can seem intimidating to someone who has never done it before, but after learning and applying some of the previously mentioned tips, it’s not bad at all. It does require research and some common sense. Once you know what to look for, you are well on your way to getting a good truck policy. The post Cheap Trucking Insurance Ideas To Help You appeared first on TruckInsuranceAAA.com. via TruckInsuranceAAA.com https://www.truckinsuranceaaa.com/cheap-trucking-insurance-ideas-to-help-you/ WINNIPEG, Man. – Today marked the 60th year Arnold Bros. Transport has been in business. Founded in 1958 by Frank and Gerry Arnold, the Winnipeg-based carrier started when the brothers expanded the family farm with the transportation of grain. “It’s exciting to see Arnold Bros. reach the 60-year mark,” said Gary Arnold, executive vice-president of Arnold Bros. Incorporated in August of ’58, the family-run business now employs five generations with the youngest being 21 and the oldest 80 years old. “The company has far surpassed what Frank and Gerry envisioned back in the ‘50s,” Gary said. “Arnold Bros. Transport hauls a variety of goods throughout Canada and the U.S. due to the multiple types of equipment we have available. We work with dozens and dozens of industries, with a loyal and long-standing customer base that relies on the quality of our service and our people.” The company now hauls a variety of goods, including farm machinery and agricultural products, as well as operating dry van and refrigerated trailers. In addition to its Winnipeg head office, Arnold Bros. has offices in Milton, Ont., Calgary and Edmonton, and yard locations in Vancouver, Regina, Saskatoon, and Montreal. “You don’t reach the 60-year mark without focusing on quality, investing in your future, and appreciating your employees,” said Gary. 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ABOUT USTruck Insurance AAA specializes in commercial trucking insurance for owner-operator and small fleet trucking companies. These trucking companies face two major threats when they're out on the roads like collision and theft. Reports have noted that theft has increased over the years and the average loss is in the hundreds of thousands of dollars. Think about this, If you had several trucks robbed at the same time it's not hard to see how quickly those losses could put you out of business. Our semi-truck insurance policies are designed to meet these changing threats and provide you with the support you need in case something goes wrong. We'll work with you to get incidents resolved as quickly as possible so that your truck can get back on the road. For more information about commercial truck insurance policies, call us today and ask for a quote or visit our website at https://www.truckinsuranceaaa.com/ ArchivesNo Archives Categories |